CRITICAL ILLNESS PROTECTION

In a second, a critical illness can change the way you and your loved ones live your lives.  What if it happens to you?  A heart attack, a stroke, cancer, kidney failure or organ transplant frequently results in expenses not covered by health or disability income insurance.  Additional expenses can result in financial burdens that can drastically change how we live our lives.

Who needs critical illness insurance?

• Anyone with debt or financial obligations.  Bills do not go away just because you are ill.
• People who want to protect their savings and preserve their investments for retirement.
• Heads of households (breadwinners) who do not know how mortgage, childcare, or transportation would be paid in a time of need.
• Anyone who values their 'lifestyle' and wants to protect their independence. 

Critical Illness Insurance pays a lump sum benefit, provided the insured has survived for 30 days after the initial diagnosis of a critical illness. This lump sum payment can be used for any purpose including debt payments - mortgage and other loans,  for special care and treatment, alternative medical treatments here or abroad and for lifestyle, occupation or habitat modifications - even if the individual makes a full recovery.

Are you prepared?  Contact us for a free consultation, or fill out our short questionnaire.